Credit risk management system in commercial banking
نویسندگان
چکیده
منابع مشابه
Performance of Credit Risk Management in Indian Commercial Banks
For banks and financial institutions, credit risk had been an essential factor that needed to be managed well. Credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. Credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions. Credit risk...
متن کاملCredit Risk Management in Commercial Banks
The article proposes a model of credit risk assessment on the basis of factor analysis of retail clients / borrowers in order to ensure predictive control of the level of risk posed by potential clients in commercial banks engaged in consumer lending. The aim of the study is to determine the level of risk represented by different groups (classes) of retail clients (borrowers) in order to reduce...
متن کاملCredit Risk and Credit Derivatives in Banking
Using the industrial economics approach to the microeconomics of banking we analyze a large bank under credit risk. Our aim is to study how a risky loan portfolio affects optimal bank behavior in the loan and deposit markets, when credit derivatives to hedge credit risk are available. We examine hedging without and with basis risk. In the absence of basis risk the usual separation result is con...
متن کاملCredit risk management tools ranking in useless banking Using the AHP technique
Equipping and allocating resources to economic activities is done through the financial market where the bank credit market is part of that market. The high reserves of banks and the refurbished or overdue facilities indicate that the banking system does not use credit risk management tools well and that there is no proper model for managing credit risk in the banking network. The present study...
متن کاملperformance of credit risk management in indian commercial banks
for banks and financial institutions, credit risk had been an essential factor that needed to be managed well. credit risk was the possibility that a borrower of counter party would fail to meet its obligations in accordance with agreed terms. credit risk; therefore arise from the bank’s dealings with or lending to corporate, individuals, and other banks or financial institutions. credit risk...
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ژورنال
عنوان ژورنال: Ekonomski pogledi
سال: 2013
ISSN: 1450-7951
DOI: 10.5937/ekopog1304041d